Index Funds·S&P 500 index fund

Fidelity 500 Index Fund (FXAIX) Review: Fees, Features, and Ratings

No-minimum S&P 500 index fund with a tiny expense ratio.

4.8(280 reviews) Boston, MA, United States Founded 2011 BeginnerLast updated 2026-02-14
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Expense ratio
0.015%
Index tracked
S&P 500
Minimum
$0
Type
Mutual fund

This listing is unclaimed. Data was compiled by MoneyMoodBoard editors from publicly available sources and has not been confirmed by the business. Details may be incomplete or out of date — verify regulatory status before depositing money.

About Fidelity 500 Index Fund (FXAIX)

Fidelity 500 Index Fund (FXAIX) is a s&p 500 index fund in the index funds category regulated by SEC and Investment Company Act 1940. Founded in 2011 and headquartered in Boston, MA, operating for 15 years, it is most often used for acting as the long-term core of a retirement portfolio.

Why people search for this

Track a broad market index at the lowest possible cost and let compounding do the work.

Who Fidelity 500 Index Fund (FXAIX) fits — and who it doesn't

Fidelity 500 Index Fund (FXAIX) fits best when you are acting as the long-term core of a retirement portfolio, and specifically when cheapest diversified core for a long-term plan. It also suits investors who default option in most 401(k) and ira portfolios.

It is not the right pick for someone who needs a fundamentally different product from a s&p 500 index fund.

How fees work at Fidelity 500 Index Fund (FXAIX)

Fidelity 500 Index Fund (FXAIX)'s headline cost is expense ratio at See attributes. Secondary line items include account / load fees (Typically none). Always cross-check fees against the operator's current pricing page — schedules change without notice.

Regulation & safety

Fidelity 500 Index Fund (FXAIX) is registered with or supervised by SEC (verify on SEC EDGAR), Investment Company Act 1940. Regulatory registration is not a guarantee against loss — it means the firm operates under a defined rule-book and is subject to enforcement when it doesn't.

How Fidelity 500 Index Fund (FXAIX) compares

The closest peer to Fidelity 500 Index Fund (FXAIX) in this directory is Core Broad Market Index Fund, also a total market index mutual fund. On expense ratio the two differ visibly — Fidelity 500 Index Fund (FXAIX) shows 0.015%, while Core Broad Market Index Fund shows 0.04%. If you are torn, open both side by side in the compare tool to see every attribute laid out in one table.

AttributeFidelity 500 Index Fund (FXAIX)Core Broad Market Index Fund
Expense ratio0.015%0.04%
Index trackedS&P 500US Total Market Index
Minimum$0$0
TypeMutual fundMutual fund

Fidelity 500 Index Fund (FXAIX) is a s&p 500 index fund in the index funds category, headquartered in Boston, MA. No-minimum S&P 500 index fund with a tiny expense ratio.

Fidelity 500 Index Fund (FXAIX) is a passive index fund first offered around 2011. It tracks the benchmark named in its attributes, holds roughly the underlying constituents at index weights, and is one of the lowest-cost ways to gain that exposure in a US retail account.

Best for

  • Beginners. Cheapest diversified core for a long-term plan.
  • Retirement savers. Default option in most 401(k) and IRA portfolios.

Fidelity 500 Index Fund (FXAIX): questions

Common questions about Fidelity 500 Index Fund (FXAIX)

Short answers to the questions people most commonly type into search when researching Fidelity 500 Index Fund (FXAIX). Each answer is composed from this listing's own data — regulator footprint, fees, headquarters, ratings — so it reflects the current state rather than a generic template.

Is Fidelity 500 Index Fund (FXAIX) safe?

Fidelity 500 Index Fund (FXAIX) operates under SEC, Investment Company Act 1940, which means it is subject to the disclosure and conduct rules of those regulators. "Safe" in this context refers to the firm's licensing and operational footprint, not to the price risk of the underlying passive investment funds — those can still fall. Verify the regulator entry directly before depositing funds.

Is Fidelity 500 Index Fund (FXAIX) legit?

Fidelity 500 Index Fund (FXAIX) has been operating since 2011 from Boston, MA, United States and carries a 4.8/5 rating across 280 user reviews on MoneyMoodBoard. Combined with its regulator listing(s) above, that is consistent with a legitimate, established operator — but it does not vouch for product fit or future performance.

Fidelity 500 Index Fund (FXAIX) fees explained

The headline cost at Fidelity 500 Index Fund (FXAIX) is expense ratio at See attributes. The Fees & Features tab on this page lists every line item the operator currently discloses; always cross-check against the operator's own pricing page before opening an account.

How to open a Fidelity 500 Index Fund (FXAIX) account

Opening an account with Fidelity 500 Index Fund (FXAIX) typically requires a government-issued ID, proof of address, and a funding source linked from a US bank. Most accounts in the index funds category clear within one to two business days; expect to confirm tax residency (W-9 for US persons) before your first deposit settles.

Fidelity 500 Index Fund (FXAIX) vs Core Broad Market Index Fund

Fidelity 500 Index Fund (FXAIX) and Core Broad Market Index Fund both sit inside the index funds category and target similar users. The fastest way to choose is to open the side-by-side compare tool — fees, regulation and feature differences are surfaced row by row instead of summarised in prose.

Fidelity 500 Index Fund (FXAIX) pros and cons

The strongest arguments for Fidelity 500 Index Fund (FXAIX) are ultra-low cost and diversification baked in. The trade-offs to weigh are cannot outperform the benchmark and mutual-fund versions price only at end-of-day. Read the Reviews tab for what verified users actually report after using it.

Before you decide, read these MoneyMoodBoard guides

Alternatives to consider

These are the closest peers to Fidelity 500 Index Fund (FXAIX) inside the index funds category on MoneyMoodBoard. Open any card to compare fees, features, regulation and verified user reviews side by side, or add them to the compare tray to evaluate up to four together.

Sources for Fidelity 500 Index Fund (FXAIX)

All numeric values, regulatory statuses and license details on this page reference primary sources above. Verify before depositing funds — schedules and registrations change without notice.