1. Independence
MoneyMoodBoard is reader-funded and ad-funded. We do not accept paid placements, sponsored editorial, or product reviews bought by issuers. Affiliate relationships, where they exist, never determine which products we cover or how we score them.
2. Sourcing
Every numeric claim cites a primary source: regulator, government dataset, peer-reviewed study, or issuer-published document. We link these inline and again in the "Key statistics" callouts.
3. Writing & review workflow
- Topic brief written against our topical map.
- First draft authored by a named contributor.
- Fact-check pass against primary sources (see our fact-checking policy).
- Editorial review by Yinka Olayokun, Founder & Editor.
- Quarterly re-review, every guide ships with a "Reviewed by / Reviewed on" stamp.
4. Corrections
Material errors are corrected transparently. See our corrections policy for how to flag an issue and what we publish when we update.
5. Methodology
Numbers in our calculators and scorecards follow a published methodology so readers can reproduce every result.