Roughly 60/40 active balanced fund.
MoneyMoodBoard has not been paid to feature this listing. This review is based on publicly available information and user-submitted data. Always verify regulatory status on SEC.gov or FINRA BrokerCheck before depositing funds. MoneyMoodBoard is not a financial advisor.
This listing is unclaimed. Data was compiled by MoneyMoodBoard editors from publicly available sources and has not been confirmed by the business. Details may be incomplete or out of date — verify regulatory status before depositing money.
Fidelity Balanced Fund (FBALX) is a balanced fund in the mutual funds category regulated by SEC and Investment Company Act 1940. Founded in 1986 and headquartered in Boston, MA, operating for 40 years, it is most often used for automating contributions inside a 401(k).
Why people search for this
Pick a professionally managed pooled fund — usually inside a 401(k) or IRA — and automate contributions.
Fidelity Balanced Fund (FBALX) fits best when you are automating contributions inside a 401(k), and specifically when default option inside employer retirement plans. It also suits investors who want automated monthly investment with minimal trading.
It is not the right pick for someone who needs a fundamentally different product from a balanced fund.
Fidelity Balanced Fund (FBALX)'s headline cost is expense ratio at See attributes. Secondary line items include sales load (See attributes), short-term redemption fee (May apply within 30–90 days). Always cross-check fees against the operator's current pricing page — schedules change without notice.
Fidelity Balanced Fund (FBALX) is registered with or supervised by SEC (verify on SEC EDGAR), Investment Company Act 1940. Regulatory registration is not a guarantee against loss — it means the firm operates under a defined rule-book and is subject to enforcement when it doesn't.
The closest peer to Fidelity Balanced Fund (FBALX) in this directory is American Funds American Balanced (ABALX), also a balanced fund. On expense ratio the two differ visibly — Fidelity Balanced Fund (FBALX) shows 0.49%, while American Funds American Balanced (ABALX) shows 0.55%. If you are torn, open both side by side in the compare tool to see every attribute laid out in one table.
| Attribute | Fidelity Balanced Fund (FBALX) | American Funds American Balanced (ABALX) |
|---|---|---|
| Expense ratio | 0.49% | 0.55% |
| Minimum | $0 | $250 |
| Load | None | 5.75% (A share) |
| Category | Moderate allocation | Moderate allocation |
Fidelity Balanced Fund (FBALX) is a balanced fund in the mutual funds category, headquartered in Boston, MA. Roughly 60/40 active balanced fund.
Fidelity Balanced Fund (FBALX) is an SEC-registered mutual fund first offered around 1986. The fund is priced once daily at net asset value and is widely available through standalone brokerage accounts and US employer-sponsored retirement plans.
The table below lists every fee Fidelity Balanced Fund (FBALX) discloses in its current pricing schedule, drawn from the operator's own published pages. Compare line items against rivals in the mutual funds compare tool before settling on a primary account.
| Expense ratio | See attributes |
|---|---|
| Sales load | See attributes |
| Short-term redemption fee | May apply within 30–90 days |
This is the structured feature matrix MoneyMoodBoard editors track for every mutual funds listing. A green check means fully supported, an orange dash means conditional on tier or geography, and a red cross means the feature is unavailable today.
These are first-party reviews submitted by verified MoneyMoodBoard readers who actually use Fidelity Balanced Fund (FBALX). The average rating is 4.4 of five across 110 ratings, with the distribution and individual write-ups visible below for context.
4.4 / 5
Based on 110 ratings
Seed review summarising public sentiment about Fidelity Balanced Fund (FBALX): Roughly 60/40 active balanced fund. Users generally agree with the rating shown, with the trade-offs listed in the cons section being the most cited drawback.
0 people found this helpful
Before opening an account with Fidelity Balanced Fund (FBALX), it helps to understand the category itself. The five short sections below explain how mutual funds work, who they suit, the main risks, where they fit in a plan, and the US regulatory rules.
Mutual funds pool money from many investors and hand it to a portfolio manager. They've been the default workplace retirement option in the US for decades.
You buy shares directly from the fund company at the day's closing net asset value. The manager invests the pooled money in stocks, bonds, or both, in line with the fund's prospectus.
Active funds try to beat a benchmark and charge for the attempt. Passive funds simply track an index. After fees, the majority of active funds underperform a low-cost index over long periods.
High expense ratios and 12b-1 fees can quietly eat returns. Some funds also charge sales loads or short-term redemption fees. Tax-inefficient trading inside the fund can create surprise capital gains distributions.
Mutual funds are still the dominant vehicle inside 401(k) and 403(b) plans, where ETF availability is limited. Target-date funds in particular are sensible defaults for hands-off retirement savers. In a taxable brokerage account, the ETF wrapper is usually preferable for tax efficiency.
Mutual funds are SEC-registered investment companies under the 1940 Act. Each fund publishes a statutory prospectus and an annual report. Workplace retirement plans are governed by ERISA, which obligates plan sponsors to vet and monitor the fund menu.
Quick definitions for terms used across mutual funds listings.
Short answers to the questions people most commonly type into search when researching Fidelity Balanced Fund (FBALX). Each answer is composed from this listing's own data — regulator footprint, fees, headquarters, ratings — so it reflects the current state rather than a generic template.
These are the closest peers to Fidelity Balanced Fund (FBALX) inside the mutual funds category on MoneyMoodBoard. Open any card to compare fees, features, regulation and verified user reviews side by side, or add them to the compare tray to evaluate up to four together.
Balanced fund
Active 60/40 balanced fund.
Large-growth fund
Multi-manager large-growth fund.
Large-blend fund
Long-tenured value-leaning blend fund.
All numeric values, regulatory statuses and license details on this page reference primary sources above. Verify before depositing funds — schedules and registrations change without notice.