Index Funds·S&P 500 index fund

Vanguard 500 Index Fund (VFIAX) Review: Fees, Features, and Ratings

Classic S&P 500 index fund at 0.04% expense ratio.

4.8(300 reviews) Valley Forge, PA, United States Founded 2000 BeginnerLast updated 2026-02-14
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Expense ratio
0.04%
Index tracked
S&P 500
Minimum
$3,000
Type
Mutual fund

This listing is unclaimed. Data was compiled by MoneyMoodBoard editors from publicly available sources and has not been confirmed by the business. Details may be incomplete or out of date — verify regulatory status before depositing money.

About Vanguard 500 Index Fund (VFIAX)

Vanguard 500 Index Fund (VFIAX) is a s&p 500 index fund in the index funds category regulated by SEC and Investment Company Act 1940. Founded in 2000 and headquartered in Valley Forge, PA, operating for 26 years, it is most often used for acting as the long-term core of a retirement portfolio.

Why people search for this

Track a broad market index at the lowest possible cost and let compounding do the work.

Who Vanguard 500 Index Fund (VFIAX) fits — and who it doesn't

Vanguard 500 Index Fund (VFIAX) fits best when you are acting as the long-term core of a retirement portfolio, and specifically when cheapest diversified core for a long-term plan. It also suits investors who default option in most 401(k) and ira portfolios.

It is not the right pick for someone who needs a fundamentally different product from a s&p 500 index fund.

How fees work at Vanguard 500 Index Fund (VFIAX)

Vanguard 500 Index Fund (VFIAX)'s headline cost is expense ratio at See attributes. Secondary line items include account / load fees (Typically none). Always cross-check fees against the operator's current pricing page — schedules change without notice.

Regulation & safety

Vanguard 500 Index Fund (VFIAX) is registered with or supervised by SEC (verify on SEC EDGAR), Investment Company Act 1940. Regulatory registration is not a guarantee against loss — it means the firm operates under a defined rule-book and is subject to enforcement when it doesn't.

How Vanguard 500 Index Fund (VFIAX) compares

The closest peer to Vanguard 500 Index Fund (VFIAX) in this directory is Fidelity 500 Index Fund (FXAIX), also a s&p 500 index fund. On expense ratio the two differ visibly — Vanguard 500 Index Fund (VFIAX) shows 0.04%, while Fidelity 500 Index Fund (FXAIX) shows 0.015%. If you are torn, open both side by side in the compare tool to see every attribute laid out in one table.

AttributeVanguard 500 Index Fund (VFIAX)Fidelity 500 Index Fund (FXAIX)
Expense ratio0.04%0.015%
Index trackedS&P 500S&P 500
Minimum$3,000$0
TypeMutual fundMutual fund

Vanguard 500 Index Fund (VFIAX) is a s&p 500 index fund in the index funds category, headquartered in Valley Forge, PA. Classic S&P 500 index fund at 0.04% expense ratio.

Vanguard 500 Index Fund (VFIAX) is a passive index fund first offered around 2000. It tracks the benchmark named in its attributes, holds roughly the underlying constituents at index weights, and is one of the lowest-cost ways to gain that exposure in a US retail account.

Best for

  • Beginners. Cheapest diversified core for a long-term plan.
  • Retirement savers. Default option in most 401(k) and IRA portfolios.

Vanguard 500 Index Fund (VFIAX): questions

Common questions about Vanguard 500 Index Fund (VFIAX)

Short answers to the questions people most commonly type into search when researching Vanguard 500 Index Fund (VFIAX). Each answer is composed from this listing's own data — regulator footprint, fees, headquarters, ratings — so it reflects the current state rather than a generic template.

Is Vanguard 500 Index Fund (VFIAX) safe?

Vanguard 500 Index Fund (VFIAX) operates under SEC, Investment Company Act 1940, which means it is subject to the disclosure and conduct rules of those regulators. "Safe" in this context refers to the firm's licensing and operational footprint, not to the price risk of the underlying passive investment funds — those can still fall. Verify the regulator entry directly before depositing funds.

Is Vanguard 500 Index Fund (VFIAX) legit?

Vanguard 500 Index Fund (VFIAX) has been operating since 2000 from Valley Forge, PA, United States and carries a 4.8/5 rating across 300 user reviews on MoneyMoodBoard. Combined with its regulator listing(s) above, that is consistent with a legitimate, established operator — but it does not vouch for product fit or future performance.

Vanguard 500 Index Fund (VFIAX) fees explained

The headline cost at Vanguard 500 Index Fund (VFIAX) is expense ratio at See attributes. The Fees & Features tab on this page lists every line item the operator currently discloses; always cross-check against the operator's own pricing page before opening an account.

How to open a Vanguard 500 Index Fund (VFIAX) account

Opening an account with Vanguard 500 Index Fund (VFIAX) typically requires a government-issued ID, proof of address, and a funding source linked from a US bank. Most accounts in the index funds category clear within one to two business days; expect to confirm tax residency (W-9 for US persons) before your first deposit settles.

Vanguard 500 Index Fund (VFIAX) vs Fidelity 500 Index Fund (FXAIX)

Vanguard 500 Index Fund (VFIAX) and Fidelity 500 Index Fund (FXAIX) both sit inside the index funds category and target similar users. The fastest way to choose is to open the side-by-side compare tool — fees, regulation and feature differences are surfaced row by row instead of summarised in prose.

Vanguard 500 Index Fund (VFIAX) pros and cons

The strongest arguments for Vanguard 500 Index Fund (VFIAX) are ultra-low cost and diversification baked in. The trade-offs to weigh are cannot outperform the benchmark and mutual-fund versions price only at end-of-day. Read the Reviews tab for what verified users actually report after using it.

Before you decide, read these MoneyMoodBoard guides

Alternatives to consider

These are the closest peers to Vanguard 500 Index Fund (VFIAX) inside the index funds category on MoneyMoodBoard. Open any card to compare fees, features, regulation and verified user reviews side by side, or add them to the compare tray to evaluate up to four together.

Sources for Vanguard 500 Index Fund (VFIAX)

All numeric values, regulatory statuses and license details on this page reference primary sources above. Verify before depositing funds — schedules and registrations change without notice.